wife fund

So, for some strange reason, my mom sat me down tonight to give me a talk about saving more and spending less, as I'm approaching marrying age, and therefore, I need to prioritize increasing my assets... and no, bags and clothes are not "fixed assets" :p

She told me that, while it is true that this is the one time in my life (now that I'm not married yet) where I can spend my money in whatever way I want, without regard for what anyone else thinks, it is also the one time in my life where I can (and should) save my money as much as I can. Once the husband and the kids enter the picture, I will find myself spending at a rate that's so much less controllable than it is now. While I can think of this time in my life as a carefree time where I should enjoy my money, she says it's wiser to think of it as the time in my life where I can accumulate as much wealth.. (aka the wife fund)... as I can, because I will never be able to save as much as I hypothetically can right now. Now that, in her words, kargo ko lang ang sarili ko.

Well, in light of my previous post, that's going to be challenging.

But she's right. I have approached this single life thing all wrong. Instead of appropriating my money in "life-enjoying" manners, I should be saving substantially so as to cushion myself for married life, where costs will inevitably balloon, given the ff reasons:
- I currently do not pay for utilities like electricity and water, which when I get married, would not be the case anymore
- I also currently do not pay for maids, groceries, etc. Again, such won't be applicable in married life
- Should darling beau not able to buy me a home and I refuse to live with his folks, we'll need to rent our first home.. (Though thank God I managed to have a car already for us...)
- Baby = haaaaa?!?!?!?????

There you go. So, now, my wallet will be on a strict diet.

Or at least I'll try...

Good thing darling beau and I managed to land teaching gigs recently. Hopefully they pay a decent amount and hopefully they are not just one-offs, so the money generated can go towards the new save-money plan...

:p