Friday, January 24, 2014

52-week challenge, put to better use

OK, so I started the year embarking on this 52-week challenge where you save a certain bit of money every month and hopefully, you keep at it so that by the end of the year, you discover you have successfully put away a significant amount of cash.

I initially wanted to do this to get myself into the habit of setting money aside, especially money that would otherwise go into something not-as-practical like shopping, and maybe be able to cushion the expenses that spike up in December.

This morning, our househelp was talking about her decision to ask her son to stop schooling (he is on 1st year college in a small school in Paranaque) because she will be unable to support his studies. The thing with the vicious cycle of poverty in this country is that one illness or one accident or just any one random big thing will set the entire household's budget off-track and cripples everything. This time, her father-in-law is in a serious medical condition, which spiraled out of control after having a substandard surgical procedure done. Anyway, that's a really long story, but the ending of it all is that now he needs even more medical attention and thus will be the beneficiary of the entire household's disposable income, not that there was much to begin with.

So, I spent the ride to work dwelling on this and thinking about how sad the story was. The boy has a good head on his shoulders, seems to learn fast and seems to have the academic aptitude to actually finish college, despite obstacles like not having much resources like a computer or sometimes even shoes to go to school with. So, I'm thinking what if that's where my 52-week challenge money goes? Wouldn't that be a better use of the money? More than just sustaining his tuition and maybe a little bit of his weekly allowance, we'll be giving him opportunity to build a better life for himself - better than the one his mom was given.

It's so sad, really. I wonder if our nation's leaders even understand the plight of the "everyday Filipino." This is the usual kind of situation the Filipino masa encounters. If middle-class people like me sometimes feel like I'm just a hamster on a wheel, sometimes feeling that I work just to earn more money for a big corporation or for people who are already rich to begin with, how much more people like them?

Oh well. This is going philosophical. Just putting down this morning's thoughts.

Happy weekend!

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